January 16th, 2026 2:53 PM by T. Fanning
Hello! I hope you had a great week!
This past week in the U.S. economy showed inflation cooling a bit but still staying above the Fed’s comfort level, while other data came in steady with no big surprises. Mortgage rates remain at their lowest levels since early 2023, though they did tick up slightly from last week as markets reacted to inflation news and bond market moves. Traders are still keeping a close eye on inflation and Fed signals since they play a big role in where mortgage costs head next.
Next week starts with markets closed on Monday for the Dr. Martin Luther King Jr. holiday. The rest of the week is pretty quiet, with only a few reports that could impact mortgage rates. The most important one is the Fed’s preferred inflation report, which matters more to bonds and mortgage rates than any other report or the lone Treasury auction scheduled for the week.
Please feel free to contact me if I can provide guidance or assistance to you or someone you know!
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